“Strengthening India’s Cooperative Ecosystem”
Key Takeaways
- Rs.49,799.06 crore disbursed by NCDC as of October 2025 for FY 2025–26.
- In 2024–25, NCDC disbursed Rs.95,182.88 crore, a sharp rise from Rs.5,735.51 crore in 2014–15.
- Rs.57.78 crore loan disbursed to SC/ST Cooperatives (FY 2021-22 to 2024-25).
- Rs.4,823.68 crore disbursed to women cooperatives (FY 2021-22 to 2024-25).
- Rs.2.37 crore provided to women cooperatives for infrastructure (2022–2025).
- Cumulative Rs.33,311.79 crore extended to cooperative sugar mills (as on March 2025).
Introduction
Gujarat State Cooperative Marketing Federation Limited (GUJCOMASOL) in Gujarat, the Lahoul Potato Growers Cooperative Society in Himachal Pradesh, the Jharkhand Women’s Self-Supporting Poultry Cooperative Federation, and the Vitthalrao Shinde Sahakari Sakhar Karkhana in Maharashtra — these successful cooperative models exemplify the strength and reach of India’s cooperative movement.
Behind their success stands the National Cooperative Development Corporation (NCDC), a statutory organisation under the Ministry of Cooperation, Government of India, established in 1963.
Objectives & Functions of NCDC:
- Promoting, strengthening and developing farmer cooperatives for increasing production, productivity and instituting post-harvest facilities.
- Providing assistance for development of cooperatives in processing, storage, cold chain and marketing of agriculture produce and supply of seeds, fertiliser, etc.
- Supporting income-generating cooperatives in non-farm sectors (dairy, livestock, handloom, sericulture, poultry, fishery, SC/ST, women cooperatives, etc.).
- Financial assistance through NCDC-sponsored schemes and various GoI schemes.
Over the years, NCDC’s disbursements have grown from Rs.5,735.51 crore in 2014-15 to Rs.95,182.88 crore in 2024–25. In 2025–26, Rs.49,799.06 crore has already been disbursed till October 2025.
Dedicated Efforts of NCDC
Yuva Sahakar – Cooperative Enterprise Support and Innovation Scheme
Launched: FY 2019–20 | Focus: Cooperative start-ups with innovative ideas
| No. of Societies | Amount Sanctioned (Rs. crore) | Amount Released (Rs. crore) |
|---|---|---|
| 32 | 49.35 | 3.71 |
Ayushman Sahakar
Launched: FY 2020–21 | Holistic healthcare through cooperatives
| No. of Societies | Amount Sanctioned (Rs. crore) | Amount Released (Rs. crore) |
|---|---|---|
| 9 | 161.90 | 43.19 |
Dairy Sahakar
Launched: FY 2021–22 | End-to-end dairy infrastructure
| No. of Societies | Amount Sanctioned (Rs. crore) | Amount Released (Rs. crore) |
|---|---|---|
| 16 | 162.28 | 177.72 |
Digital Sahakar
Operational since 2021-22 | Digitally empowered cooperatives
Deerghavadhi Krishak Punji Sahakar Yojana
Launched: 2022-23 | Long-term loans to agricultural credit cooperatives
| No. of Societies | Amount Sanctioned (Rs. crore) | Amount Released (Rs. crore) |
|---|---|---|
| 5 | 5,400.76 | 2,137.00 |
Support to Women Cooperatives
- Swayam Shakti Sahakar Yojana (2022-23): Loans to PACS/DCCBs/StCBs for women SHGs.
- Nandini Sahakar (since 2020-21): Business planning, capacity building & finance for women-led coops.
| No. of Women Coops | Sanctioned (Rs. crore) | Released (Rs. crore) |
|---|---|---|
| 34 | 6,283.71 | 4,823.68 |
Erstwhile Central Sector Scheme for Grant-in-Aid to NCDC
Grant: Rs.1,000 crore (2022–23 & 2024–25) → Loans up to Rs.10,000 crore to 56 sugar mills for ethanol/cogeneration plants.
Recent Developments
- Grant-in-aid to NCDC (2025–29): Rs.2,000 crore → Rs.20,000 crore leveraged loans.
- National Cooperative Policy 2025: Vision for Viksit Bharat by 2047.
Conclusion
With flagship schemes like Yuva Sahakar, Ayushman Sahakar, Dairy Sahakar, Digital Sahakar, Swayam Shakti & Nandini Sahakar, NCDC continues to empower cooperatives across agriculture, dairy, healthcare, digital services and women-led enterprises. The new Grant-in-Aid and National Cooperation Policy 2025 will further accelerate India’s journey towards a transparent, technology-driven and globally competitive cooperative ecosystem.
NCDC – Building Self-Reliant Cooperatives for a Prosperous Bharat
Ministry of Cooperation
National Cooperative Development Corporation
Lok Sabha / Rajya Sabha
PIB Press Releases